Health Care changes Sept. 23

Posted: September 18, 2010 in Uncategorized

The Washington Post published an interesting update on what’s going down with the new health care reform on Tuesday.

Its been six month since the reform was passed. Apparently that means a lot changes on Sept. 23. The elimination of lifetime caps on benefits is one of the several provisions that go into place, a real blessing for families who daily deal with severe medical problems that won’t go away.

More to look forward to this fall?

Well if you’re a young person without a real job approaching that dreaded cut-off age of health insurance, fear no more! As long as you don’t have a job that offers legitimate health care benefits, you can stay on your parents plan until you reach age 26. And get this, plans can’t charge more for adult children than for dependents under the age of 19. The only loop hole you may face is the fact that insurers can increase the cost of your family’s overall plan.

Also, discriminating against minors with preexisting conditions is no longer okay. However, if you’re over the age of 19 with the above deal of being on your parents’ plan until 26, you can be refused. Oh well, you can’t have everything, now can you? But a similar ban on coverage exclusions go into play in 2014.

Another provision says that employer plans can not impose annual coverage limits of less than $750,000 for essential health benefits. THis includes hospital services, prescriptions, emergency services and maternity and newborn care. The maximum limits do increase every year, bu they will be eliminated in 2014.

Want to know what else is coming in regards to Health Care Reform? Check it out for yourself– straight from the government.

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